CoreBalance versus the alternatives

A spreadsheet wins on sheer flexibility: you can model anything. It loses because you have to maintain it, price formulas break when the data source changes, and a bad cell reference never warns you.

Pick Excel if you want total control of the model

A robo-advisor manages the money for you and rebalances on its own, in exchange for an annual fee on assets. CoreBalance manages nothing: it calculates and you execute at your broker, so there is no management fee — but no autopilot either.

Pick Indexa if you would rather delegate and not touch anything

Probably the most powerful free portfolio analyser out there, with true money-weighted returns, multi-currency accounting and reporting no web app matches. The price is the learning curve, and that it lives on a desktop rather than your phone.

Pick Portfolio Performance if you want deep analysis

JustETF is the best place in Europe to *find* an ETF: filters by replication method, domicile, size and cost. Its portfolio tracking is secondary, and the good part sits behind a paid plan.

Use JustETF to choose the funds; come back here to split the contribution

Ghostfolio is the closest thing to us in philosophy: open source and privacy first. The difference is operational: Ghostfolio is self-hosted, with your own server and database, while CoreBalance needs nothing installed.

Pick Ghostfolio if you want your data on your own server